ATH Móvil simplifies financial transactions for users in Puerto Rico, enabling instant money transfers, seamless bill payments, and charitable donations—all through a secure app linked to local banks. With over 1.7 million users, it bridges personal and commercial payments in real-time, eliminating cash dependency.
Features of ATH Móvil:
💸 Send Money Instantly
Transfer funds using a mobile number, even across different banks.
💸 Pay Businesses Effortlessly
Scan QR codes or use unique pATH IDs to settle bills at partnered stores.
💸 Donate to Charities
Support nonprofits directly through the app.
💸 Multi-Bank Integration
Link debit cards from Banco Popular, FirstBank, and 90+ credit unions.
Pros of ATH Móvil:
Zero fees for personal transfers or donations.
Real-time security with encrypted transactions.
User-friendly interface for quick navigation.
Balance checks across linked accounts.
Cons of ATH Móvil:
- Limited to Puerto Rico’s financial network.
- Daily transfer cap of $500.
- Requires a participating bank’s debit card.
Development Team
Backed by the ATH® Network and Banco Popular de Puerto Rico, the app leverages decades of banking expertise to ensure reliability and compliance with local financial regulations.
Competitive Edge of ATH Móvil:
🔹 Venmo/PayPal: Broader global reach but lacks integration with Puerto Rican banks.
🔹 Zelle: U.S.-centric with similar speeds but no donation features.
Market Performance of ATH Móvil:
Highly rated (4.5+ stars) in Puerto Rico’s app stores for its convenience and localized focus. Users praise its simplicity but note regional limitations.
Latest Updates
Recent versions prioritize smoother QR scanning, enhanced security protocols, and faster interbank transfers.
Ideal for residents and businesses in Puerto Rico, ATH Móvil blends practicality with community-driven features—perfect for cashless, on-the-go transactions.
