HVB Mobile Banking is the official mobile application from HypoVereinsbank, part of UniCredit, providing a full suite of banking services directly from a smartphone. This app is designed for customers who demand a secure, efficient, and feature-rich platform to manage their finances on the move. It consolidates everyday banking, investment tracking, and advanced financial tools into a single, intuitive interface. Users choose HVB Mobile Banking for its robust security protocols, including appTAN and biometric login, and its comprehensive functionality that effectively replaces visiting a branch.
Streamlined Account Management and Balances
Users begin by logging into HVB Mobile Banking with their secure credentials, often using fingerprint or facial recognition for swift access. The primary dashboard presents a clear financial overview, displaying balances for checking, savings, and deposit accounts. Tapping on any account reveals a detailed transaction history, allowing users to review income and expenditures. For enhanced privacy, a single tap on an eye icon can instantly hide all balance figures from view. This immediate access to financial status is a core utility of the HVB Mobile Banking experience, enabling quick and informed decisions.
Mobile Payment Processing and Invoice Scanning
This function within HVB Mobile Banking simplifies paying bills. To pay an invoice, a user selects the transfer function and then uses the integrated scanner to capture a photo of the physical bill. HVB Mobile Banking's software automatically reads and fills in the recipient's details and the amount due. The user then confirms the payment, authenticating it with an appTAN generated within the app itself. This seamless process eliminates manual data entry, drastically reducing errors and saving time, making HVB Mobile Banking a practical tool for daily financial management.
Integrated Securities Trading and Portfolio Oversight
HVB Mobile Banking provides direct access to stock market investments. Users can monitor their entire securities portfolio, viewing current valuations and performance charts. To execute a trade, they navigate to the trading section, search for a specific stock or fund, and enter the order details. HVB Mobile Banking also supports setting up and managing savings plans for regular investments. The app delivers real-time market data and news, helping users make timely decisions, effectively turning their phone into a portable trading desk for managing their asset growth.
Personal Finance Manager for Budgeting
The HVB Mobile Banking app includes a powerful budgeting assistant known as the Personal Finance Manager. This tool automatically categorizes transactions from linked accounts, providing a visual breakdown of spending habits across areas like groceries, entertainment, and transportation. Users can set monthly spending limits for each category and receive alerts as they approach their budget caps. This feature of HVB Mobile Banking transforms raw transaction data into actionable insights, empowering users to take control of their financial health and plan for future goals.
Digital Document Management and Mailbox
HVB Mobile Banking replaces paper statements with a secure digital mailbox. Important documents, such as monthly account statements, credit card summaries, and contract confirmations, are delivered directly into the app. Users receive a notification when a new document is available and can view, download, or share it as a PDF. This paperless system offered by HVB Mobile Banking ensures that critical financial documents are always organized and accessible, while also supporting the bank's commitment to environmental sustainability by reducing paper waste.
Proactive Card Control and Security Settings
Security is paramount, and HVB Mobile Banking offers immediate control over payment cards. If a card is misplaced, users can instantly block their credit or debit card with a single swipe within the app's card management section. Conversely, an unlocked card can be just as quickly reactivated if found. Furthermore, HVB Mobile Banking allows users to adjust their daily spending limits for online and mobile payments, adding an extra layer of financial control. This empowers customers to manage their security settings proactively and respond instantly to potential risks.
Direct Customer Service and Consultation Booking
When support is needed, HVB Mobile Banking integrates help directly into the user journey. The app features a comprehensive FAQ section and a live chat function for instant digital assistance. For more complex inquiries, users can send a secure message to their bank advisor or use the app to schedule an appointment at a preferred branch. This seamless integration of customer service tools within HVB Mobile Banking ensures that help is always readily available, streamlining resolution and enhancing the overall user experience.
Key Features
Secure login via biometric authentication (fingerprint/face ID)
Mobile invoice scanning for automated payment processing
Integrated securities trading and portfolio management
Personal Finance Manager for automated budgeting and spending analysis
Instant card blocking and adjustment of payment limits
Secure digital mailbox for paperless statements and documents
In-app customer service via live chat and appointment scheduling
