ONE@Work is an employer-sponsored financial wellness app designed to simplify payroll management, early wage access, and smart saving strategies. Created for employees of partner organizations like Walmart, it offers tools to take control of earnings, reduce financial stress, and build healthier money habits directly through workplace benefits.
Features of ONE@Work
1. Early Wage Access: Access a percentage of your earned income before payday via Instapay, with no hidden fees or interest.
2. Earnings Tracking: View real-time updates on shifts, hours worked, and projected paychecks to eliminate surprises.
3. Auto-Save Automation: Set a savings percentage per paycheck, deducted automatically to grow funds effortlessly.
4. Budgeting Insights: Link external bank accounts to calculate "safe-to-spend" amounts and avoid overdrafts.
5. Employer Integration: Syncs seamlessly with employer payroll systems for accurate, up-to-date earnings data.
Tips for Using ONE@Work
- Maximize Instapay: Check your eligibility and limits in-app to plan emergency withdrawals without affecting payday deposits.
- Customize Savings: Adjust your auto-save percentage as needed—pause during tight months or increase when possible.
- Monitor Regularly: Use the earnings dashboard to verify shifts and hours, ensuring payroll accuracy.
- Secure Linking: Safely connect external bank accounts for budgeting tools, knowing ONE@Work cannot withdraw funds without permission.
Why Use ONE@Work?
This app bridges the gap between paychecks, empowering employees to avoid predatory loans or overdraft fees. By partnering with trusted institutions like Cross River Bank and Coastal Community Bank (both FDIC-insured), ONE@Work prioritizes security while promoting financial literacy. Its employer-backed model ensures tools are tailored to your specific payroll structure, making it a reliable extension of workplace benefits.
Conclusion
ONE@Work redefines financial wellness by putting employees in control of their earnings cycle. Whether accessing funds early, automating savings, or tracking income transparently, the app transforms how workers manage short-term needs and long-term goals. Available exclusively through participating employers, it’s a no-brainer for anyone seeking a stress-free, modern approach to personal finance.
