PUMB redefines modern banking with its versatile suite of financial tools, designed to simplify money management for users worldwide. This mobile-first platform combines seamless card management, instant transfers, multi-currency support, and personalized savings options—all in one intuitive app. Whether you’re paying bills, earning interest, or accessing credit, PUMB delivers convenience without compromise.
Key Features of PUMB:
✨ Zero-Cost Banking: Open debit/credit cards, transfer funds, and manage accounts without hidden fees.
✨ Global Transfers: Send or receive international payments (e.g., Western Union) instantly and commission-free.
✨ Smart Savings: Grow deposits with competitive interest rates or stash funds in a “MoneyBox” for 5% annual returns.
✨ Currency Flexibility: Buy USD/EUR directly in-app (up to 49,999 UAH monthly) and skip bank queues.
✨ Instant Credit: Apply for loans up to 200,000 UAH with a 62-day grace period—no branch visits required.
✨ Cashback & Rewards: Earn bonuses for card usage and join programs like “Your Mobile Cashback with PUMB.”
Advantages of PUMB:
All-in-One Access: Handle bills, transfers, loans, and savings in a single app.
User-Centric Design: Clean interface with auto-pay templates and Google/Apple Pay integration.
Security First: Real-time card blocking and encrypted transactions.
Government Partnerships: Receive state subsidies (e.g., eRecovery) directly through the app.
Disadvantages of PUMB:
- Regional limitations for certain services (e.g., currency purchases capped outside Ukraine).
- No 24/7 live customer support—reliance on in-app FAQs or limited phone hours.
- Minimum withdrawal thresholds (e.g., 100 UAH for deposits).
Development Team
PUMB is powered by Ukraine’s FUIB (First Ukrainian International Bank), a leader in digital innovation since 1991. Its fintech division specializes in secure, user-friendly solutions, blending decades of banking expertise with agile mobile technology.
Competitive Edge of PUMB:
Revolut: Strong for travel but lacks localized perks like government cashback.
PrivatBank: Dominant in Ukraine but lags in international transfer fees.
N26: Sleek design but no deposit or credit features.
PUMB bridges these gaps with hyper-localized services and universal banking tools.
Market Performance of PUMB:
Rated 4.6/5 on Google Play and the Apple Store, PUMB boasts 1M+ downloads. Users praise its fee-free model and effortless UI, though some note delays in loan approvals.
Download Now
Ready to streamline your finances? PUMB blends innovation with reliability—your wallet’s new best friend.
