Urpay redefines financial freedom with its versatile digital wallet, blending convenience and security. Designed for users in Saudi Arabia and beyond, it offers instant Visa/Mada card issuance, cross-border transfers to 140+ countries, cashback rewards, and family-friendly tools—all wrapped in an intuitive interface. Manage bills, split expenses, or send gifts globally, all from one app.
Key Features of Urpay:
✨ Zero-Paperwork Onboarding
Activate your account in minutes using your national ID—no branches, no queues.
✨ Smart Household Salaries
Transfer monthly stipends to domestic workers’ accounts with automated reminders.
🌍 Borderless Transfers
Send money worldwide via bank deposits, mobile wallets, or cash pickup through partners like MoneyGram.
🌍 Multi-Currency Wallets
Hold and exchange SAR, USD, EUR, and more without hidden fees.
💳 Exclusive Visa Benefits
Earn up to 3% cashback on dining, travel, and retail with the Urpay Platinum Visa.
💳 Teen Financial Literacy
Equip teens with prepaid cards and spending limits while monitoring their transactions.
Advantages of Urpay:
All-in-one app replacing banking, remittance, and budgeting tools.
No monthly fees for basic accounts or local transfers.
Real-time alerts for every transaction, enhancing transparency.
Partnership with Saudi banks ensures regulatory compliance.
Disadvantages of Urpay:
- Cash pickup locations are sparse outside major cities.
- International transfer fees vary by corridor, lacking upfront estimates.
- Limited merchant acceptance for Mada cards abroad.
Behind the Urpay:
Developed by Urpay Tech, a Riyadh-based fintech pioneer, the app leverages partnerships with Alinma Bank and global payment networks. Their team combines decade-long expertise in Islamic finance with cutting-edge encryption standards.
Competitive Edge of Urpay:
STC Pay: Strong in local rewards but lacks multi-currency support.
PayPal: Global reach but limited integration with Saudi payment systems.
Apple Pay: Seamless for iOS users but no remittance or family wallet features.
User Reception
Rated 4.6/5 on the Apple Store and 4.4/5 on Google Play, praised for its Arabic-first design and instant transfers. Critiques highlight occasional delays in card delivery.
Latest Updates
v4.11.2 introduced biometric logins, expanded cash pickup partners in Egypt, and Ramadan-specific discount tiers.
Download Urpay today and experience finance tailored for Saudi lifestyles.
